We consider adequate travel insurance to be an important aspect of
your expedition, trek or course booking. In addition, we recommend that
you purchase travel insurance that properly covers your participation in
whatever activities you may undertake at the time that you make your
booking. If you decide not to purchase our insurance, you must provide
us with details of your alternative insurance in writing before you
travel.
Our travel insurance has been arranged by Travel & General Insurance
Services Limited to specifically meet your needs when travelling with
Jagged Globe. The cover is underwritten by Travel & General
Insurance Company plc, except for Section K (Legal expenses), which is
underwritten by DAS Legal Expenses Insurance Company Limited. Both
insurers are authorised and regulated by the Financial Services
Authority.
The schedule of the cover below sets out the cover provided by Jagged
Globe tailored insurance. A policy document that fully defines the
cover, conditions and exclusions will be sent to you with your booking
confirmation. When you receive your policy, please take the time to read
it carefully to ensure you understand what is and what is not covered,
and that all activities that you may wish to participate in are included
(all mountaineering activities which are inherent to your Jagged
Globe expedition, trek or course are included.)
| Section |
Sum insured per person |
Excess per person |
| A |
Cancellation and curtailment charges |
Up to £5,000 |
£50 |
| B |
Emergency medical repatriation and associated
expenses abroad |
Up to £2,000,000 |
£50 |
| |
Hospital benefit |
£10 for each 24 hour period to a maximum of
£500 |
Nil |
| C |
Emergency assistance in the UK |
Up to £2,000 |
£50 |
| D |
Personal accident |
Up to £25,000 (age limits apply) |
Nil |
| E |
Travel delay |
£20 first 12 hours and £10 each subsequent 12
hours to a maximum of £100 |
Nil |
| |
Missed departure
Missed connection |
Up to £1,000
Up to £2,000 |
£50
£50 |
| F |
Personal possessions
Delay baggage (after 12 hours)
Travel documents |
Up to £2,000
Up to £100
Up to £500 |
£50
Nil
£50 |
| G |
Personal money |
Up to £200 |
£50 |
| H |
Hijack |
£50 for each 24 hour period up to a maximum of
£500 |
Nil |
| I |
Mugging |
£50 for each 24 hour period up to a maximum of
£500 |
Nil |
| J |
Personal liability |
Up to £1,000,000 |
£250 |
| K |
Legal expenses |
Up to £10,000 |
Nil |
The premiums payable, including
Insurance Premium Tax, are shown against each tour.
Person aged 66 to 70 years on departure - Double the base premium
Person aged 71 to 75 years on departure - 2½ times the base
premium
|
Important declaration
An insurance policy can only provide cover in respect of an
accident, illness, injury, loss, damage or an event/occurrence which is
sudden, unforeseen and beyond your reasonable control. Therefore any
facts known to you, which could possibly result in you having to make a
claim, must be disclosed, otherwise you may not be covered.
You must tell us about all material facts. A material fact is one
that is likely to affect our decision in accepting or continuing your
insurance. For example, these could be your employment circumstances,
medical history or those of a travelling companion, immediate relative,
business associate or other person that may influence you to cancel or
curtail your journey.
In addition, you must be able to make the following declaration for
yourself and anyone travelling with you.
As far as I know neither I, nor my travelling companion(s), nor
immediate family, nor business associate(s), nor anyone I am visiting,
nor anyone else for whom I would expect to be covered:
1 is waiting for an operation, hospital consultation or any
other hospital treatment or investigations including the results of a
routine test;
2 has been seen by a specialist or been admitted to a hospital
overnight in the last 12 months (other than for regular check ups);
3 has any breathing or heart problem (including angina) or
high blood pressure, which has needed treatment (including regular
medication) in the last two years;
4 has received treatment, including regular medication, in the
last 12 months for:
a any disorder of the blood such as clotting, bleeding or
anaemia;
b any form of stroke;
c any form of cancer, leukaemia or tumour;
d a transplant;
e any psychiatric illness, dementia or dialysis treatment;
f any other pre-existing and on-going medical condition that
a registered general practitioner could reasonably anticipate may give
rise to a complication needing medical intervention prior to or during
a journey (if in doubt check with your general practitioner);
5 has been diagnosed by a registered general practitioner as
having a terminal condition;
6 know of any reason why the journey is likely to be cancelled
or cut short.
If you cannot make this declaration when you take out the insurance,
you must contact Healthcheck on 0845 408 0585.
Please ensure that you read your policy carefully. If it does not
meet your requirements, please return the policy, proof of premium and
any other relevant documents to us within 14 days of receipt and we will
refund the premium in full, provided you have not travelled or made a
claim.
Please ensure you read your insurance policy carefully. Failure to
comply with the terms & conditions of the policy may result in cover
being restricted. |
